Kenya’s Trusted Debt Collection & Skip Tracing Experts

We help financial institutions, SACCOs, landlords, and businesses trace defaulters, recover debts ethically, and make data-driven decisions — all while preserving your reputation.

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Stacked coins rising upward – symbolizing debt recovery, financial growth, and value restoration in Kenya

Why Trusted by Institutions Across Kenya

Proven performance, ethical recovery, and reliable data-driven strategies — here’s why clients choose Jonice.

Trained Field Agents Across Nairobi
Our team understands local areas, tenants, and borrower behaviors.
In-House Data Analytics Team
Optimize your recovery outcomes with smart, insight-driven decisions.
Flexible Performance-Based Pricing
You only pay when we deliver — no upfront surprises.
Coverage in Nairobi, Kisumu & Mombasa (Planned)
We are expanding strategically to serve more regions.
Recovery Success Rate
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Key Sectors Served
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Legal & Ethical Methods
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Our Core Services

Tailored debt recovery and skip tracing solutions for financial institutions, property owners, and businesses across Kenya.

Debt Collection Services
Recover overdue payments professionally and lawfully. We handle non-performing loans, rental arrears, and unpaid invoices for institutions, landlords, and SMEs.
Skip Tracing & Tenant Tracking
Can’t locate a defaulter? Our skilled field agents and digital tools help trace absconded debtors, tenants, or borrowers with minimal disruption.
Data Analysis & Recovery Strategy
Get data-backed insights to make smarter decisions. We analyze debtor profiles, payment trends, and risk metrics to optimize your recovery success.
Property Management Support
We assist landlords and real estate agents in recovering rent, tracking tenants, and managing property-related defaults effectively.
CPA Accounting & Consultancy
Outsource your audit and tax needs to certified professionals. We offer CPA-backed advisory for financial compliance and recovery planning.
Credit Recovery for SMEs
We help businesses collect unpaid invoices, reduce bad debts, and establish better credit control systems — without harming client relationships.
Explore All Services

Why Choose Jonice Skip Trace

Experience reliable, ethical, and results-driven debt recovery tailored for Kenya’s financial and property sectors.

  • Ethical & Legal Recovery Methods

    We protect your reputation with confidential, respectful, and fully compliant recovery processes.

  • Skilled Field Agents with Local Knowledge

    Our team understands Kenya’s geography, culture, and debtor behavior — ensuring effective on-the-ground tracing and recovery.

  • Data-Driven Recovery Strategy

    We don’t guess — we analyze. Our in-house analytics help clients make informed decisions for faster, more effective outcomes.

  • Transparent Client Reporting

    Track recovery progress through clear reports and CRM dashboards. We believe in full transparency, every step of the way.

  • Flexible, Performance-Based Pricing

    We only succeed when you do. Our pricing is structured around results — not hidden fees or retainers.

  • Multi-Sector Expertise

    From banks and SACCOs to landlords and SMEs, our team is trained to handle diverse recovery cases with sector-specific strategies.

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Industries We Serve

We proudly support a wide range of institutions and professionals across Kenya with reliable, ethical, and data-driven debt recovery services.

Commercial Banks & Financial Institutions
We assist banks in recovering non-performing loans (NPLs) while maintaining full compliance and confidentiality.
SACCOs & Microfinance Institutions
Specialized recovery of unsecured loans and contribution defaults, with a focus on member dignity and traceability.
Landlords & Property Agents
We trace runaway tenants and recover rental arrears efficiently — minimizing vacancy time and financial loss.
Small & Medium Enterprises (SMEs)
Help your business recover unpaid invoices and improve cash flow without damaging customer relationships.
Non-Governmental Organizations (NGOs)
Track beneficiaries, recover disbursed funds, or analyze impact-related repayment data with precision.
CPA Firms & Consultants
We offer outsourced audit recovery, tax consultancy, and debt tracing support to accounting professionals and advisory firms.
County Governments & Parastatals
Recover land rates, levies, and outstanding service fees while complying with public service protocols.

Need Help in Your Industry?

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Frequently Asked Questions

Get quick answers to common questions about our debt recovery, skip tracing, and consultancy services.

We recover a wide range of debts including unpaid loans, rent arrears, unfulfilled invoices, and defaulter balances for banks, SACCOs, landlords, SMEs, and NGOs.

Recovery timelines vary based on the case. Simple recoveries may take a few days, while complex tracing may take weeks. We provide estimated timelines after reviewing each case.

Yes. We strictly follow legal guidelines and ethical practices. All recovery actions are documented, respectful, and aligned with Kenya’s laws.

We offer advanced skip tracing services to locate individuals who have absconded. Our trained field agents use data and local knowledge to trace debtors effectively.

We serve both. Whether you’re an individual landlord or a large real estate firm, we can help you recover rent arrears and track down runaway tenants.

Our pricing is flexible and performance-based. You pay based on successful recoveries or agreed terms — no hidden fees or upfront surprises.

Simply fill out our “Request a Free Consultation” form or call us directly. We’ll assess your case and guide you through the next steps.

Yes. While we’re based in Nairobi, we are expanding into Mombasa and Kisumu, and offer remote support and tracing services across Kenya.

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  • ✅ 100% Confidential Submission

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  • ✅ We do not share your data with third parties

Get Expert Help with Debt Recovery Today

Let our team of professionals assess your case and recommend the best recovery strategy — no commitment, 100% confidential.

Please enable JavaScript in your browser to complete this form.
Full Name
Preferred Contact Method

  • ✅ 100% Confidential Submission

  • ✅ No Obligations – Free Consultation

  • ✅ We do not share your data with third parties